A lot of queries on household policies coming in as many working from home in the context of COVID-19. Some points to consider
Insurers understand the need to work remotely in the context of COVID-19
Insurers will be supportive of policyholders who have the option of working remotely. A few points to note:
- policyholders will generally have cover for their personal office equipment such as laptops, computers etc. in the contents section of the household policy up to stated limits
- any equipment provided by an employer to an employee to work remotely is the responsibility of the employer and is typically covered under the business’s material damage section of its business package policy subject to policy limits
- for full details in relation to your cover policyholders should refer to their policy documents issued when they purchased their policy or contact your insurer or broker for further information.