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GDPR Breakfast Briefing

In collaboration with William Fry, we are hosting this breakfast briefing to discuss various aspects of the General Data Protection Regulation relevant to the re/insurance sector.

SCHEDULE: Registration and light breakfast refreshments: 07:30 am – 08:0am

PROGRAMME: 08:00am – 09:00/09:30am

VENUE: William Fry offices, 2 Grand Canal Square, Dublin 2

EXPERT SPEAKER: Eoin Caulfield, Partner Insurance Practice and John O’Connor, Partner, William Fry’s Technology Group

WHO TO ATTEND: This topic is relevant to compliance officers, INEDs and those with responsbility for DP issues within their organisations (eg HR officers).



The General Data Protection Regulation ("GDPR") will have a significant impact on Irish domestic insurers. This briefing will deliver insights into the major changes that will be introduced when the GDPR comes into force on 25 May 2018, in particular the impact on domestic insurers, brokers and consumers. The speakers will also discuss the steps that insurers should take in order to prepare for what will be the biggest change to data protection laws in over 20 years.

Key Points for the Insurance Sector to be aware of:

  • Impact of GDPR on insurance product design, distribution and areas such as direct on-line sales
  • Operational redesigns for insurers in light of GDPR and new functions such as the obligation for insurance groups to have a data protection officer
  • Extension of Liability – responsibility for privacy breaches will extend to both data processors and data controllers and potentially extends liability of insurers to distributor breaches
  • Stricter rules on automated decision making are likely to impact the various technologies deployed within the insurance sector to aggregate and analyse data such as big data analytics, profiling and telematics including use of aggregate data in pricing and reserving
  • Unlocking the value of data in areas such as cross-selling of insurance products and ownership of client lists in a "GDPR world"
  • GDPR and the "insurance cycle" – impacts from marketing and inception of policies through to administration and claims settlement
  • Lead Authority Mechanism – insurance groups with operations in more than one Member State will be principally regulated by the data protection authority in the Member State where they have their "main establishment"
  • Nature of Consent and Right to be Forgotten
  • Data Portability - organisations must be able to export data in a structured, commonly used and machine readable form
  • Compliance changes for insurers in areas like Data Privacy Impact Assessments, Security Breach Reporting and Record Retention and Management
  • Dawn raids and GDPR – parallels with the competition regime and recent Irish insurance experiences
  • Increased Penalties and Claims


Registration is solely via the online booking tool.



Registration: will be open from 07:30, with the session starting at 08:00 sharp, to finish at 09:00.

Light breakfast refreshments will be available on arrival and before the session starts.


Eoin Caulfield is a Partner in William Fry’s Insurance Department. He joined the Firm in 1995. His practice involves a combination of insurance and reinsurance work, both on the non-life and life side, together with a general corporate and financial services client base.  

Recent significant transactions include advising:

  • AA plc on its sale of AA Ireland to Carlye Cardinal
  • Banco Santander on its sale to CNP Assurance of a majority interest in its Irish cross-border insurance susidiaries
  • Allied World, AXA, Markel (Alterra) and SCOR on various Court sanctioned mergers and amalgamations of Irish insurance and reinsurance activities
  • Fidelity Worldwide Investment (FIL) and Santander Insurance on the authorisation of their Irish insurance companies
  • (Re)insurance M&A and related transactions by entities including  Berkshire Hathaway, Enstar, SCOR, Wipro Group and Guggenheim Partners

Eoin is a member of the Insurance Institute of Ireland; the British Insurance Law Association; and the Dublin Solicitors Bar Association. Recent speaking involvements include the Institute of Directors, Chartered Accountants Ireland and the commercial and business law courses at the Law Society of Ireland. In addition to his legal qualifications he holds an MBS (Financial Services) and an affiliation to the Society of Actuaries in Ireland.

According to Chambers Europe 2017, Eoin enjoys a superb reputation as a pre-eminent practitioner in corporate and transactional insurance mandates. Clients say: "He is a reinsurance expert with a good overview of the Irish market. He is very efficient, affable and always available when needed."

Eoin is listed in Best Lawyers 2018 under 'The Best Lawyers in Ireland' for work in Insurance Law. Eoin also holds the title of Irish 'Lawyer of the Year' in Insurance.

In Chambers 2016, clients describe Eoin as having "a fantastic understanding of liability" with clients reporting: "he demonstrated exceptional expertise and a pragmatic approach. He dealt with sensitive issues skilfully to advance our interests."

Clients appreciate Eoin's "ability to cut through complicated issues and arrive at an opinion. He is practical, prompt and thorough, making everything easy" according to Chambers Europe, 2015. While according to Legal 500 EMEA, 2015 Eoin "provides practical solutions".

In Chambers & Partners, 2014 Eoin Caulfield is praised as "pragmatic, understands everything about the area, and provides practical and solution-oriented advice." 

In Chambers Europe, 2013 Eoin Caulfield is described as "exceptionally knowledgeable about the sector and insurance start-ups as well as any regulatory and commercial issues that may affect insurance companies." 



John O’Connor is a Partner in William Fry’s Technology Group, the most experienced technology law team in the Irish market. He specialises in complex and large scale technology and outsourcing transactions including systems integration and implementation arrangements, licensing, IT and business process outsourcings and cloud services.

John is also a specialist in the area of privacy, data protection and cyber security law and advises on general compliance, data transfers, hosting, issue management and best practice. He has gained particular experience of advising technology, life sciences and financial services organisations on major outsourcings and on ‘big data’ projects including the procurement and deployment of FinTech. He is a highly experienced lawyer and prior to joining William Fry led the Technology and Data Protection practices of another leading Irish law firm.

Recent work includes advising: several of the world’s largest technology and social media organisations on systems implementations, licensing, cloud services and data protection matters;

several global life sciences companies on the arrangements that underpin clinical trials, contract manufacturing arrangements, data analytics projects and public sector tenders;

one of Ireland’s main clearing banks on several outsourcings and technology procurements;

on the largest and most complex outsourcings in the Irish market to date.

John is Chair of the Irish division of The Society for Computers and Law, the leading organisation in the UK and Ireland for technology lawyers. He is a member of the Irish Government Data Forum, which was established in 2015 to consider data protection and digital technology and to assist with the formulation of best practice. John is also a member of the FinTech Strategy Committee of the Fintech & Payments Association of Ireland.

John is a frequent public speaker and has been widely published in legal and business journals in Ireland, the US and the UK. Publications which he has authored include: The Privacy, Data Protection and Cybersecurity Law Review 2nd edition – Irish Chapter (2015); PLC Outsourcing Handbook – Irish Chapter 2013/14/15; and International Comparative Legal Guide to Data Protection in Ireland 2014/15.

In Chambers Europe (2015) John is described by sources as “really top-class, very seasoned and provides excellent guidance as we go through the transactions. He gives very pragmatic advice, is really responsive and pays strong attention to detail”. John is named in European Legal 500 (2015) as one of the leading individuals in the Irish TMT market with “invaluable market knowledge” and a “particularly good negotiator”.



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